For licensed remittance operators & payment service providers.
D0 eliminates pre-funding requirements and correspondent bank fees — delivering stablecoin-to-local-currency settlement across Southeast Asia in under 8 seconds, 24 hours a day.
Why Remittance Companies Choose D0
Traditional remittance companies pre-fund local accounts with millions in idle capital. D0 provides on-demand stablecoin liquidity — convert only what you need, exactly when you need it. Free your capital.
Banks close on weekends. Families don't. D0 operates around the clock — including holidays — ensuring migrant workers can send money home the moment they get paid, not when banks reopen.
Traditional wire transfers pass through 3–5 correspondent banks, each taking a cut. D0 routes directly on-chain — bypassing SWIFT intermediaries entirely — saving 4–6% per transaction.
Integration Flow
Three API calls. No correspondent banks. No pre-funded accounts. Just direct on-chain rails to your recipient's wallet or bank.
Call POST /v1/transfers with sender currency, amount, and recipient payout endpoint. Rate locked instantly.
D0 converts USDT/USDC to local currency on-chain, then routes to the recipient's wallet, bank, or cash-out agent.
Recipient receives funds in their local currency within seconds. Webhook confirms settlement to your platform.
The Last Mile
D0 connects directly to the local wallets, banks, and cash-out agents that recipients actually use — no third-party aggregator, no extra hop.
{ "from": '"usdt:trc20"', "amount": 1000, "to_currency": '"THB"', "payout_method": '"promptpay"', "recipient_id": '"066-xxx-xxxx"' } // → settled in < 8s, webhook fired
Join remittance operators across Southeast Asia who use D0 Protocol to move money faster, cheaper, and without the correspondent bank markup.
No pre-funding required · 24/7 settlement · Licensed in SE Asia · 99.95% uptime SLA